Horrific Housing Alpha X | November 2021

ARMs predate the last housing bubble. Among mortgages originated from 1995 to 2004, the average ARM share was 18.3 percent. What is atypical is the very low ARM share, by historical standards, from 2010 to 2021, driven in part by ultra-low interest rates during this period.

Horrific Housing Alpha X | November 2021

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The World Health Organization uses Greek letters (alpha, beta, gamma, delta) to designate variants of the COVID virus. In November 2021, it used omicron, the 15th letter of the Greek alphabet, to name the most recent version of the virus. That variant became one of the most widespread forms of COVID in 2022. 041b061a72